Welcome to our website. If you continue to browse and use this website you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern Sime Darby Lockton Insurance Broker Sendirian Berhad's ("Sime Darby Lockton") relationship with you in relation to this website.

The term "Sime Darby Lockton" or "us" or "we" refers to the owner of the website whose business address is 19th Floor, Menara JKG, No 282 Jalan Raja Laut, P.O Box 12355, 50774 Kuala Lumpur. The term "you" refers to the user or viewer of our website.

The use of this website is subject to the following terms of use:

• The content of the pages of this website is for your general information and use only. It is subject to change without notice.
• Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information is provided on an “as is basis” and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
• Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
• This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the content, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright and trademark notice, which forms part of these terms and conditions.
• All trademarks reproduced in this website, which are not the property of, or licensed to us, are acknowledged on the website.
• Unauthorised use of this website may give to a claim for damages and/or be a criminal offence.
• From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. We do not endorse other third parties’ website(s). We have no responsibility and accept no liability for the content of the linked third parties’ website(s).
• You may not create a link to this website from another website or document without Sime Darby Lockton’s prior written consent.
• Your use of this website and any dispute arising out of such use of the website is subject to the laws of Malaysia.

Data Protection

Pursuant to the Malaysian Personal Data Protection Act 2010 (“PDPA”) enforced on 15 November 2013, we are required to regulate the processing of personal data in Malaysia and notify you on matter relating to your personal data that is collected and processed by us. By providing your personal data to us you are consenting to their use in accordance with our PDPA Notice.

Security

We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.

How we use cookies

A cookie is a small file which asks permission to be placed on your computer's hard drive. Once you agree, the file is added and the cookie helps analyse web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.

We use traffic log cookies to identify which pages are being used. This helps us analyse data about web page traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system.

Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us.

You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.

Links to other websites

Our website may contain links to enable you to visit our group of companies' websites and other third parties' websites of interest easily. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.

Additionally, we have no control over the nature, content and availability of our group companies’ and/or third party websites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

Additional Disclaimer

The information contained in this website is for general information purposes only. The information is provided by Sime Darby Lockton and whilst we endeavour to keep the information up-to-date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of or in connection with the use of this website. Every effort is made to keep the website up and running smoothly. However, Sime Darby Lockton takes no responsibility for and will not be liable for the website being temporarily unavailable due to technical issues beyond our control.

Copyright and Trademark notice

All copyrights, trademarks other intellectual property in this website (including text, graphics, logos, icons and sound recordings) is owned or licensed to Sime Darby Lockton and shall be protected under the Malaysian Copyright Act 1987 and the Trademarks Act 1976.

Any redistribution or reproduction of part or all of the contents in any form is prohibited other than you printing or downloading to local hard disk the extracts of the contents for your personal and non-commercial use only.